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About the Boise, Eagle and Meridian Real Estate Market  As a historic city with a pioneer past, Boise has a great range of homes, from historic to modern. Home buyers can choose between Victorian villas, historic stone apartments, modern ranch homes, cute nineteen-forties cottages, nineteen-fifties family homes, condominiums, contemporary apartments with all the mod-cons, exclusive estate homes and more. Boise is a green city, and most homes have views of trees and plants, some looking over the Boise River and others looking out towards the Boise Foothills and Rocky Mountains beyond. Meridian has a number of wooden Edwardian buildings and homes, and many pretty single family homes from the nineteen-forties, which was a boom period for the city. Known for its affordable housing, Meridian also has a great deal of modern development, which tends to be aimed at working families. Neighborhoods are well planned and close to all the amenities. Eagle is a lovely city with a wealth of trees, protected by the City’s “urban forest” policy. Homes tend to be affordable family dwellings, although there are some more up-market properties in the surrounding countryside, alongside farms and rural properties. A modern city built mostly in the nineteen-seventies and since, Eagle has benefited from careful planning. Subdivisions are close to amenities and parks. An average family home sells for about $336,000 in Eagle.
Request My Free Boise, Eagle and Meridian Relocation Package. It's packed full of useful and important information about the Boise, Eagle and Meridian, Idaho area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Which neighborhoods offer the best values? It's my job to help! Ask me any question, or request my FREE relocation package of information on Boise, Eagle and Meridian. There's no obligation, and I promise to respond quickly...
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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What does "contingency" mean in real estate?
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A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence." |
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