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The process of analyzing a borrower's capability
to honor repayment of a loan (evaluating his or her credit, assets, employment)
along with the value of the property being purchased, to help minimize the risk
involved for the party lending the purchase money
Unilateral contract
A one-sided contract in which only one party is
legally under obligation by the terms of the contract; one party promises an
action to the second party, who is not legally required to respond, but if the
second part does comply, then the first party is obligated to honor the promise
made
Unsecured loan
A loan that is not guaranteed by
collateral
Usury
The act of charging more than the maximum rate
of interest permitted by law
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The Tim Burroughs Group Keller Williams Realty-Boise 1065 S. Allante Place Boise, ID. 83709 Office: 208-938-8800 Cellular: 208-409-7653 Toll Free : 800-330-4237 Fax-Long distance: 800-330-1376 Fax-Local: 208-938-8731 Email: tim@timburroughsgroup.com
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